When you start craving your own travel adventure, there may be a little bit - perhaps when you are browsing a friend's vacation-themed Instagram post at a sad desk lunch. If you're not sure how to fund your global travel goals, one way is to sign up for your first credit card for travel rewards.

Travel credit cards earn points or miles in your daily expenses, which you can use to offset travel expenses such as airfare, hotel accommodation and car rental. If you want to buy your first travel credit card, here's what you're looking for.

If you have a credit card debt or a major purchase that is expected to cover the debt, a travel credit card may not be the best fit. They usually hold above-average aprs, which means that the interest you pay on the revolving debt will erode your return. Instead, consider a credit card that provides a 0% April period for balance transfers or purchases.

What to look for on your first travel credit card

Easy income and redemption

It's quite possible that you won't magically become a tourist hacker overnight - and you may never want to. Find a travel card for beginners that doesn't require as many strategies as you can use it. Redeem points without dealing with confusing details? That is also a must.

If you are not loyal to a particular brand, then you need flexibility. If you are willing to take any airline flight and live in any hotel at the right price, then two of the more versatile travel reward cards listed above will give you the freedom to create your chosen travel itinerary.

A general travel card is especially suitable for those who plan to use the points for multiple travel expenses, or those who are not sure how to use the points in the future.

Reward your favorite airlines and hotels

Maybe you don't want unlimited choices. If you are inclined to choose an airline or hotel chain when you travel, a joint credit card – a credit card with both a bank name and a commercial brand name – can offer you additional benefits in exchange for your dedication. When you shop at an airline, the airline's credit card gets more points, and when you redeem the points, the points are usually more valuable. Depending on the card you choose, you may receive valuable additional services such as:

• Free checked baggage.
• Priority boarding.
• Airport lounge access.
• Discount on food and beverage purchases on board.

Your credit card also allows you to take the lead in earning miles, which will make you eligible to become an elite. Hotel credit cards can also enhance your travel experience with room upgrades, complimentary breakfast and snacks, and access to the hotel's exclusive lounge (which, by the way, is usually where you can find these free snacks).

When will I apply for my first travel credit card?

When you buy the first credit card for a travel reward in the store, you don't have to have a special holiday, but it will definitely help you narrow down your choice. One thing you have to do is plan ahead. Great, great.

This is because it usually takes about three months to get a registration bonus, and another billing cycle may be required to display the bonus in your account. We recommend that you apply for a credit card at least five months before your trip. This will give you time to get the card, earn bonuses and book travel points.

What if the travel reward card is not for you?

If you are not a frequent traveler, or if you just want to make things super easy, you may find it faster to pay back with your credit card. There is a way to convert a cash back card into a travel card: convert the cash backed income into an equivalent amount and deposit it in a savings account designated for travel so that when you are ready to book, you have the funds available.