What is an online rewards mall? We are very happy to ask you. These sites offer shoppers a reward for everyday shopping, such as:

• Return cash in percentages per dollar
• Additional flight mileage for vacation
• More points are used to declare credit cards, gift cards, and more.

In many ways, these are better than using coupons because there is nothing to track. Simply log in with your existing bank or airline and start shopping. In many cases, they can even be combined with other discounts, sales and coupons. So if you don't use them, you may lose some valuable extra allowance.

Different types of reward malls

1. Credit reward mall

Requirements: Register a credit card with an appropriate rewards program

Banks such as Bank of America and Chase, as well as credit card companies such as Discover and Amex, offer online shopping malls that offer cardholders more incentives and loyalty. Shoppers only need to access their credit card online to start using the deals they offer. Unfortunately, if you don't have a qualified credit card with a particular issuer, you are unlucky, but most card issuers have these types of deals.

2. Travel Awards Shopping Center

Requirements: No credit card required; just sign in frequently flyers or hotel loyalty.

Airlines, hotels and trains have their own online shopping centres, offering shopping outlets through the portal. You must create an account to qualify, but you don't need a specific credit card. Some of the major tourist malls include American Airlines' Aadvantages Mall, Choice Hotels Privilege Mall and Amtrak Guest Rewards Mall.

General rule: 1 point / mile = 0.01 US dollars (ie 1000 points = 10 dollars, 10000 points = 100 dollars)

Mileage values may fluctuate depending on the airline's policies and the way you choose to redeem miles. In the past, we estimated the flight miles of different airlines. If you are a smart profligate, you may increase the value of your frequent miles.